Regular
Share and Bump Rate Certificates of Deposit have
fixed terms and pay a higher rate of return than our other savings
accounts. We offer IRA certificates that pay a little extra to
help you get to your retirement goals faster. Our certificates
feature:
Withdraw
dividends without penalty, however, there is a substantial penalty
for early withdrawal of principle. Withdrawing your interest
will lower your actual rate of return.
Bump
Rate Certificates are available in 18-month and 24-month terms.
The member may "bump" the rate of the certificate
once during the term. Ask for more information.