Certificates of Deposit

Regular Share and Bump Rate Certificates of Deposit have fixed terms and pay a higher rate of return than our other savings accounts. We offer IRA certificates that pay a little extra to help you get to your retirement goals faster. Our certificates feature:

  • Low minimum opening deposits
  • Available terms from 90 days to three years
  • Guaranteed rate for the term of the certificate
  • Withdraw dividends without penalty, however, there is a substantial penalty for early withdrawal of principle. Withdrawing your interest will lower your actual rate of return.
  • Bump Rate Certificates are available in 18-month and 24-month terms. The member may "bump" the rate of the certificate once during the term. Ask for more information.
  • Use your funds as security for a loan

 




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