¹ Dividends are not compounded therefore dividend rate and APY are the same.

The dividend rate and APY may change weekly at the discretion of the credit union.
Dividends are compounded monthly on IRA certificates.

Your regular term share certificate dividends may be transferred to another share account monthly or paid at maturity. Monthly transfers may reduce your APY. All term share certificates except those with bump rate feature will automatically renew at maturity unless the Credit Union is notified to the contrary. There is a seven day grace period following the maturity of these accounts. Early withdrawal penalties apply to all certificates of deposit. Please refer to our Truth in Savings Brochure.

• Rates on variable rate accounts are subject to change after the account opening.
• Annual Percentage Yields are accurate as of the date shown on our rates page and subject to change at the discretion of the Board of Directors.
• Minimum daily balance must be maintained in your account each day to obtain the disclosed Annual Percentage Yield.
• Fees may reduce the earnings on dividend-earning accounts. Penalties may also be imposed for early withdrawal.
• All minimum balances shown above supercede any disclosed in our "Account Information Brochure”.