¹ The dividend rate and APY may change monthly as determined by the Board of Directors.
² The dividend rate and margin may change monthly. APY is based on the US Government's latest auction of the 13 week Treasury Bill held in the prior month minus 50 basis points. Minimum rate not less than lowest rate tier in Regular Share Accounts.

* Annual Percentage Yield

Dividend rates and APY may change weekly at the discretion of the credit union.
¹ Dividends are not compounded on all regular certificate accounts, therefore
dividend rate and APY may be the same.

Dividends are compounded monthly in IRA certificates.
* Annual Percentage Yield

Your regular term certificate account dividends may be transferred to another share account monthly or paid at maturity. Transfers from your certificate account may lower your Annual Percentage Rate. All term certificate accounts except those with special- or bump-rate features will automatically renew at maturity unless the Credit Union is notified to the contrary. There is a seven day grace period following the maturity of these accounts. Early withdrawal penalties apply to all certificate accounts. Refer to our Truth in Savings brochure for account details.

• Rates on variable rate accounts are subject to change after the account opening.
• Annual Percentage Yields are accurate as of the date shown on our rates page and subject to change at the discretion of the Board of Directors.
• Minimum daily balance must be maintained in your account each day to obtain the disclosed Annual Percentage Yield.
• Fees may reduce the earnings on dividend-earning accounts. Penalties may also be imposed for early withdrawal.
• All minimum balances shown above supercede any disclosed in our "Account Information Brochure”.