Calculators | Credit Union National Association Research

Loan Schedule


* Annual Percentage Rate (APR). Rates based on credit history when application is processed and may be higher than those listed here. Offer and rates are subject to change without notice.

Type of Loan
APR*
Term
Conditions

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Type of Loan
Year
APR*
As Low As
Term
Conditions





Credit Cards
APR*
Term
Conditions
Summary of Credit Terms (pdf)
Summary of Credit Terms (pdf)

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Type of Loan
APR*
Term
Conditions
1st Mortgage Loans Contact CU for Details

** Variable rate loan adjusted quarterly, not to exceed 1/2%. Maximum rate 18% APR.

$250 flat fee for loans up to $75,000. Additional fees may apply for loans over $75,000.

   

Equal Housing
Lender
We are an Equal Housing Lender and do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act. Complete information and full disclosure on any of these programs is available at our office.


Credit Union National Association Research  <top>

When is our rate better than the dealer's 0% APR?
Research shows that you have to read the fine print.

You are faced with the following:

  • Most times you must give up the factory rebate to get the dealer's 0% financing
  • Bigger down payments may be required
  • Limitations to on-site stock, so your choice of color, style, or options is limited
  • Unwanted options are included, adding 10% to 20% to the sticker price
  • Penalties and a bigger balance to pay if you decide to pay the loan off early
  • Always compare any loan you're thinking about for total cost
  • The best way to pay less is get the best possible price on the sales contract

 





Equal Housing
Lender

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