This area of our website will announce new issues affecting you and your credit union and the financial services industry, new programs from NMEnergyFCU, as well as new features that can be found on your NMEnergyFCU website.


Consumer Daily News & Financial Advice...


NM Energy FCU
Credit Card Specials

Posted: June 1, 2008

Home Improvements

“You will receive a special financing rate on purchases made at selected home improvement merchants. Call and ask for a loan officer today for details.“!

Contact
NM Energy...

–– This offer ends August 31, 2008.

Back to School

Does “back to school” this year mean a new computer, new clothes, new shoes or new crayons? Receive a special financing rate on back to school expenses.
For more information, call and ask for a loan officer today!

Contact
NM Energy FCU
for details...
–– This offer ends September 30, 2008.


Just in time for that college search.
Posted: January 26, 2007
   Try out your Student Loan Center...
Our new partner not only helps finance your child's education, they can help you find a scholarship too!
Student Loan Center....


OK, what’s easier—sorting through a mountain of old statements or a few clicks of your mouse
Posted: January 8, 2007

And if you need to know exactly when that check cleared, wouldn’t you rather just log in right now than wait for the mail? If you are already using NMEnergy@home, simply log on and sign up!

Need more information? Click here.


Visa TravelMoney® and Gift Cards
Posted: August 31, 2006

NM Energy's new travel cards are pre-loaded with your spending money before you leave, enabling you to easily keep track of exactly how much you are spending while you are away from home. If you have funds left on your card at the end of your travels, you can choose to keep them on your card and top them up the next time you travel (up to 24 months from date of purchase), or withdraw the remaining cash from an ATM.

The Gift Card is a Visa card that is pre-loaded with funds that the card recipient can spend at any merchant that accepts Visa Debit cards. You choose how much you load onto the card and the recipient chooses what to spend it on.

Get more detailed information at the Travelex Cash Passport homepage.


Beware of false e-mails
Posted: May 12, 2006

The latest scam known as “phishing” is a fraudulent e-mail.
An email appearing to be from the National Association of Federal Credit Unions (NAFCU) was sent to both the general public and to credit union members. This fraudulent e-mail asked for the recipient to click on a link. If the recipient proceeded, the link directed them to a counterfeit website and states “As part of our security measures, we regularly screen activity in Federal Credit Union network. We recently noticed the following issue on your account: A recent review of your transaction history determined that we require an update of your account in order to provide you with secure services.”

NAFCU does not ask credit union members for such personal information. Anyone receiving an e-mail that purports to be from NAFCU requesting account information should consider it a fraudulent attempt to obtain personal account data for illegal purposes. If you responded to such an e-mail and provided any confidential account information, please notify your credit union immediately. Take any additional steps recommended by your credit union to protect your account.

Please forward any e-mail phishing message to federal investigators at JWilson@IC3.gov


View Your Checks Online
Posted: May 8, 2006

You can now view cleared share drafts online. Just log into your account on the home page, click on the Account Access icon and visit your share draft account history. You can then scroll through your transactions, choose the highlighted share draft you wish to view and click! We hope this helps you manage your family finances more efficiently.

If you haven't signed up for account access, just enter your member number and your SmartLine pin number in the upper left hand corner of the home page.

Don't have a SmartLine pin? Call us at 505-845-6939 to get started today.
Just another way we are helping our members, one family at a time!


Federal Insurance for IRAs Increased to $250,000

Posted: January 25, 2006

Learn more at NCUA.gov...


FTC warns against spoofed credit report sites
Posted: January 25, 2006

Important information from the Federal Trade Commission, the nation’s consumer protection agency: AnnualCreditReport.com is the ONLY authorized online source for you to get a free credit report under federal law. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report.


Check 21
Posted: August 17, 2004

Check 21 is a new law that allows credit unions, banks and processors to “truncate” checks earlier and more often in the check clearing process. It allows all U.S. financial institutions to start substituting paper checks with electronic checks at any point during the check collection process. Because credit unions have been truncating checks for several decades, you will see minimal changes.

Still wondering about Check 21 and how it will affect you?
Let us help you get answers to your questions with our easy-to-understand brochure.

When is your check not a check?
Electronic Check Conversion


This information is provided for guidance and education only. Check 21 information may change due to the recently published Federal Regulations.

 





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