This
area of our website will announce new issues affecting
you and your credit union and the financial services industry, new
programs from NMEnergyFCU, as well as new features that can be found
on your NMEnergy FCU website.
Consumer
Daily News & Financial Advice...
March
11 Budgeting Seminar
Posted:
March 4, 2010
Budgeting
Seminar for Members between the ages of 18 – 25 yrs old.
Learn
how to make your money work for you.
Attendees
will be entered into a contest to win:
an iPod Shuffle or an iTunes gift card!
When:
Thursday, March 11, 2010
Where: UNM Continuing Education, Room I
Time: 6:30 PM – 7:15 PM
Register by March 8 by emailing: cuseminars@hotmail.com
Snacks provided.
Classes
for 13 - 17 and 25+ coming soon...
For
more information, contact us through your InfoDesk...
Savings
in HD!
Posted:
March 4, 2010
Are
your finances looking a little dull?
Book a loan of $3,000 or more with NM Energy FCU,
March 1 through April 30, and you’ll be entered to win a 42”
HDTV!
Loans
from NM Energy FCU mean competitive rates, flexible terms and the
friendly customer service you’ve come to rely on.
For
more information, contact us through your InfoDesk...
Transfer
your credit balance to a card that treats you right!
Posted:
January 1, 2010
Are increasing rates and hidden fees too familiar?
Want a card that works for you,
not a banker?
A
New Mexico Energy FCU Visa® helps you save money and manage
finances wisely...
Low
fixed-rates | No hidden fees
No minimum amount to transfer.
For
more information, contact us through your InfoDesk...
Currency
Transaction Reporting
CTR – frequently asked questions
Posted:
December 14, 2009
The
Financial Crimes Enforcement Network (FinCEN) educational brochure
helps answer consumers’
questions about the Bank Secrecy Act requirement for reports on
currency transactions involving more than $10,000.
The
brochure (PDF), “Notice
to Consumers: A CTR Reference Guide,” is intended
to answer the most-frequently asked questions about currency transaction
reports. (en
espanol)
These
brochures point out that large transactions aren’t illegal
but that financial institutions are required to obtain information
from consumers when they occur. They also discuss violations of
BSA rules, such as transaction structuring to avoid reporting, and
related civil and criminal penalties.
A
similar brochure was released for casino
transactions – CTR-C (PDF)
“The
perfect gift. The perfect solution”
Visa TravelMoney® and Gift Cards
Posted:
December 14, 2009
NM
Energy's new travel cards are pre-loaded with your spending money
before you leave, enabling you to easily keep track
of exactly how much you are spending while you are away from home.
If you have funds left on your card at the end of your travels,
you can choose to keep them on your card and top them up the next
time you travel (up to 24 months from date of purchase), or withdraw
the remaining cash from an ATM.
The
Gift Card is a Visa card that is pre-loaded with funds
that the card recipient can spend at any merchant that accepts Visa
Debit cards. You choose how much you load onto the card and the
recipient chooses what to spend it on.
Get
more detailed information at the Travelex
Cash Passport homepage.
Members
who would like further information on purchasing Visa
TravelMoney® and Gift Cards can contact NM Energy FCU
through your InfoDesk.
Truth
in Lending
Change in Federal Regulations
Regarding Member Loans
Posted:
October 16, 2009
Frequently
Asked Questions
Due
to recent Federal Regulations, members with certain loan types must
receive their Loan Statement 21-days prior to their Due Date.
For the Credit Union to comply with this regulation we must change
the due date on these loan types to the "27th of the month"
in order for members to receive their Statement within the required
period of time.
For detailed information
on how these changes may affect your loan and payment schedule,
please visit our Frequently
Asked Questions.
Members
who would like further information regarding this issue can contact
NM Energy FCU through your InfoDesk.
Brass
Magazine
Posted:
October 1, 2008
Beginning
in November, 2008 we will provide
members ages 16 – 25 with a complimentary subscription
to the upbeat, money magazine Brass. Articles range
from features about young entrepreneurs, like Sundance Film
Festival award winners Daniel Howard and Terrence Fisher, to
tips about first – time car buying. This magazine is produced
and written by young adults who understand their peers’
interests and money needs. If you are interested in how to make
money, how to manage it, and how to multiply it, refer to Brass.
The
magazine is released quarterly in February, May, August, and
November. Articles and resources are posted on their blog website
multiple times a week.
Visit Brass
Magazine
online...
OK,
what’s easier—sorting through a mountain of old
statements or a few clicks of your mouse
Posted:
January 8, 2007
And
if you need to know exactly when that check cleared,
wouldn’t you rather just log in right now than wait for
the mail? If you are already using NMEnergy@home, simply log
on and sign up!
Need more information? Click
here.
Beware
of false e-mails
Posted:
May 12, 2006
The
latest scam known as “phishing” is a fraudulent
e-mail.
An
email appearing to be from the National Association of Federal
Credit Unions (NAFCU) was sent to both the general public and
to credit union members. This fraudulent e-mail asked for the
recipient to click on a link. If the recipient proceeded, the
link directed them to a counterfeit website and states “As
part of our security measures, we regularly screen activity
in Federal Credit Union network. We recently noticed the following
issue on your account: A recent review of your transaction history
determined that we require an update of your account in order
to provide you with secure services.”
NAFCU
does not ask credit union members for such personal information.
Anyone receiving an e-mail that purports to be from NAFCU requesting
account information should consider it a fraudulent attempt
to obtain personal account data for illegal purposes. If you
responded to such an e-mail and provided any confidential account
information, please notify your credit union immediately. Take
any additional steps recommended by your credit union to protect
your account.
Please
forward any e-mail phishing message to federal investigators
at JWilson@IC3.gov
View Your Checks Online
Posted:
May 8, 2006
You
can now view cleared share drafts online. Just log
into your account on the home
page, click on the Account Access icon and
visit your share draft account history. You can then scroll
through your transactions, choose the highlighted share draft
you wish to view and click! We hope this helps you manage your
family finances more efficiently.
If
you haven't signed up for account access, just enter
your member number and your SmartLine pin number in the upper
left hand corner of the home page.
Don't
have a SmartLine pin? Call us at 505-845-6939 to get
started today.
Just another way we are helping our members, one family
at a time!
FTC
warns against spoofed credit report sites
Posted:
January 25, 2006
Important
information from the Federal Trade Commission,
the nation’s consumer protection agency: AnnualCreditReport.com
is the ONLY authorized online source for you to get a free credit
report under federal law. You can get a free report from each
of the three national credit reporting companies every 12 months.
Some other sites claim to offer "free" credit reports,
but may charge you for another product if you accept a "free"
report.
Are
your shares safe?
NCUA Vice Chairman Rodney Hood Discusses
Federal Deposit Insurance at Credit Unions.
Video
Presentation
Your
savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government National Credit Union Administration,
a U.S. Government Agency.
