VISA
Debit Card
It’s the card that works like a check – the convenient
and easy to use NM Energy FCU VISA Debit Card.
Use the VISA Debit Card wherever you use your credit card. Funds
are automatically withdrawn from your checking account so you
pay no interest. NM Energy FCU VISA Debit Card is accepted in
150 countries at more than 20 million locations. With a VISA
Debit Card, you won't have to carry a checkbook or a large amount
of cash around. It also gives you the convenience of an ATM
card to withdraw cash or to use at retailer's Point-of-Sale
machines.
Call
today for your NM ENERGY FCU VISA Debit Card!
When
you use your NM ENERGY FCU VISA Debit Card to purchase merchandise,
allow the salesperson to run the transaction like a credit card.
Selecting this option does not trigger any credit card charges
or fees because it is a VISA Debit Card. Your VISA Debit Card
works best through the credit card channels because it is a
VISA product. The only time you need to use a Personal Identification
Number is when you withdraw funds from an ATM.
Your
VISA Debit Card Doubles As An ATM Card.
You may withdraw cash at more than 855,000 ATM locations worldwide.
Access your credit union checking or savings accounts, transfer
funds, and make balance inquiries.
Important
Additional Card Information
There is no charge for using your card for "credit"
purchases (no per-transaction fees, and no monthly or annual card
fees). You can use your VISA Debit Card for ATM
"debit" transactions “fee free” at any CU
Anytime or Coop Network ATM. Use at other ATM machines will result
in an additional fee,
plus fees charged by other institutions. For your security there
is a $2,000.00 Point-of-Sale (purchases) daily limit on VISA Debit
Card transactions and a $400.00 daily limit on ATM Card transactions.
These limits are set in case your card is lost or stolen. Your
monthly statement provides you with a record of all your transactions,
making your record-keeping simple. And each card comes with Lost/Stolen
Card Reporting, and Zero Liability.
To
report a lost or stolen VISA Debit Card, please call 1-800-449-7728.
Follow up with the credit union during regular business hours.
Contact
Us
Remember
to monitor your debit cards for unauthorized use
by carefully reviewing your monthly statements. In addition, you
can monitor daily activity on your debit cards by logging in to
NM Energy@Home on our website at nmenergyfcu.com. Your debit card
transactions can be found by reviewing your account history.
If
at any time you feel your debit card number has been compromised
or if your account has fraudulent or suspicious activity, please
report the incident immediately by calling: 1-800.449.7728.
Automated Teller Machines
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CU Anytime and Co-op Network Automated Teller Machines provide
convenient cash access twenty-four hours a day, seven days a week.
Additionally, you can make deposits anytime, any day at many CU
Anytime machines. Your NM Energy FCU Debit and ATM cards give
you access to your Primary Savings and Checking accounts at thousands
of machines worldwide. Your NM Energy FCU VISA Debit and ATM cards
give you access to the following nationwide ATM networks:
As
a member of NM Energy FCU, you can make unlimited "no fee"
withdrawals*, deposits**, transfers, or inquiries at any CU Anytime
or Co-op Network ATM location.
A
member may make cash withdrawals or inquiries through any "Foreign"
(non-CU Anytime or Co-op Network) machine displaying the Plus
or Pulse logos. A fee will be assessed for each transaction by
us and many financial institutions also add a surcharge.***
*
Withdrawal limit up to $400 per day.
** Many selected CU Anytime ATM's accept deposits using your CU
Anytime ATM card. A two day hold will be placed on deposits made
at CU Anytime ATM machines.
*** Surcharge at machine is in addition to the CU transaction
fee.
Your
savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government National Credit Union Administration,
a U.S. Government Agency.
