VISA Check Card


It’s the card that works like a check – the convenient and easy to use NM Energy FCU VISA Check Card.
Use the VISA Check Card wherever you use your credit card. Funds are automatically withdrawn from your checking account so you pay no interest. NM Energy FCU VISA Check Card is accepted in 150 countries at more than 20 million locations. With a VISA Check Card, you won't have to carry a checkbook or a large amount of cash around. It also gives you the convenience of an ATM card to withdraw cash or to use at retailer's Point-of-Sale machines.

Call today for your NM ENERGY FCU VISA Check Card!

When you use your NM ENERGY FCU VISA Check Card to purchase merchandise, allow the salesperson to run the transaction like a credit card. Selecting this option does not trigger any credit card charges or fees because it is a VISA Check Card. Your VISA Check Card works best through the credit card channels because it is a VISA product. The only time you need to use a Personal Identification Number is when you withdraw funds from an ATM.

Your VISA Check Card Doubles As An ATM Card.
You may withdraw cash at more than 855,000 ATM locations worldwide. Access your credit union checking or savings accounts, transfer funds, and make balance inquiries.

Use your VISA Check Card to pay for merchandise or services instead of carrying cash or writing checks.

  • Accepted where checks are not.
  • The amount of your purchase will be deducted automatically from your credit union checking account.
  • Faster and easier than writing checks.
  • Saves you money . . . buy and use fewer checks.
  • Safer than carrying cash.
  • Simply present your VISA Check Card to the merchant and sign the receipt . . . it's that easy.

Important Additional Card Information
There is no charge for using your card for "credit" purchases (no per-transaction fees, and no monthly or annual card fees). You can use your VISA Check Card for ATM "debit" transactions “fee free” at any CU Anytime or Coop Network ATM. Use at other ATM machines will result in an additional fee, plus fees charged by other institutions. For your security there is a $2,000.00 Point-of-Sale (purchases) daily limit on VISA Check Card transactions and a $400.00 daily limit on ATM Card transactions. These limits are set in case your card is lost or stolen. Your monthly statement provides you with a record of all your transactions, making your record-keeping simple. And each card comes with Lost/Stolen Card Reporting, and Zero Liability.


To report a lost or stolen VISA Check Card, please call 1-800-449-7728.
Follow up with the credit union during regular business hours.
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Automated Teller Machines <top>

CU Anytime and Co-op Network Automated Teller Machines provide convenient cash access twenty-four hours a day, seven days a week. Additionally, you can make deposits anytime, any day at many CU Anytime machines. Your NM Energy FCU Debit and ATM cards give you access to your Primary Savings and Checking accounts at thousands of machines worldwide. Your NM Energy FCU VISA Debit and ATM cards give you access to the following nationwide ATM networks:

As a member of NM Energy FCU, you can make unlimited "no fee" withdrawals*, deposits**, transfers, or inquiries at any CU Anytime or Co-op Network ATM location.

A member may make cash withdrawals or inquiries through any "Foreign" (non-CU Anytime or Co-op Network) machine displaying the Plus or Pulse logos. A fee will be assessed for each transaction by us and many financial institutions also add a surcharge.***

* Withdrawal limit up to $400 per day.
** Many selected CU Anytime ATM's accept deposits using your CU Anytime ATM card. A two day hold will be placed on deposits made at CU Anytime ATM machines.
*** Surcharge at machine is in addition to the CU transaction fee.

 





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