ALO Employees Federal Credit Union Privacy Policy Statement

ALO Employees Federal Credit Union (ALO EFCU) is committed to offering financial products and services that will enable you, our members, to meet financial needs. Protecting personal information of members, joint account owners and beneficiaries is a high priority for everyone associated with ALO EFCU We recognize the need to keep sensitive information secure and confidential.

As a member of ALO EFCU, you also have a responsibility to safeguard your financial information.

Your credit union does not disclose any nonpublic personal information about you to anyone, except as permitted by law.

If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.

To ensure your trust in the integrity of the products and services we provide, ALO EFCU stands behind the following privacy policy:

*We collect the following nonpublic personal information that is necessary to conduct Credit Union business, and to provide Credit Union services and products:

• Information we receive from you on applications or other forms;
• Information about your transactions with us or others; and
• Information we receive from a consumer reporting agency.

*We protect your personal information. We maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we use security techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.

*You always have access to your account information. Every member has the right to review their account and make necessary changes to ensure that their financial records are complete and accurate.

*We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

We realize how important the safeguarding of personal information is to our members and recognize that a critical part of our job in meeting your needs is respecting and preserving your privacy.