VISA^® Check Card

ALO Employees Federal Credit Union VISA^® Check Card is accepted at millions of locations worldwide. With a VISA^® Check Card, you won't have to carry a checkbook or a large amount of cash around. It also gives you the convenience of an ATM card to withdraw cash or to use at retailer's Point-of-Sale machines. It looks like a credit card, but as with a check, the funds are automatically deducted from your checking account so there's no outstanding balance or interest to pay. You also have a store receipt with YOUR signature on it. Apply today for your ALOEFCU VISA^® Check Card!

When you use your ALOEFCU Check Card to purchase merchandise, allow the salesperson to run the transaction like a credit card. Or if the merchant has the capability for pinned POS (point of sale) transactions, simply enter your Personal Identification Number to complete the transaction. Your ALOEFCU Check Card can also be used to withdraw cash at the ATM using your Personal Identification Number.

For your security there is a $2,000.00 Point-of-Sale daily limit on VISA^® Check Card transactions and a $400.00 daily limit on ATM Card transactions. These limits are set to protect you in case your card is lost or stolen.

• Use your Check Card to pay for merchandise or services instead of carrying cash or writing a check.
• Accepted where checks are not.
• The amount of your purchase will be deducted automatically from your credit union checking account.
• Faster and easier than writing checks.
• Saves you money . . . buy and use fewer checks.
• Safer than carrying cash.
• User your check card for online purchases.
• Simply present your check card to the merchant and sign the receipt . . . it's that easy.

Your VISA^® Check Card Doubles As An ATM Card
You may withdraw up to $400 in cash per day at virtually every ATM nationwide. Access your credit union checking or savings accounts, transfer funds, and make balance inquiries.

Additional Card Information
There is no charge for using your card for "credit" purchases (no per transaction fees, and no monthly or annual card fees). You can use your Check Card for ATM "debit" transactions "fee free" at any CU Anytime ATM or Co-op Network ATM - other ATM machines will result in an additional fee, plus fees charged by other institutions.
To report a lost or stolen Check Card, please call 1-800-847-2911 (within the US), 1-410-581-3836 (collect, outside of US). Follow up with the credit union during regular business hours.